Flagship Credit Product
Loan Against Securities.
Unlock immediate growth liquidity against listed equity without diluting promoter control or facing mechanical volume-based declines.
LTV
For SecuritiesUp to 50%
For DebtUp to 90%
Turnaround
48 – 72 Hours
Coverage
Mainboard & SME Listed/Unlisted Stocks
How We Underwrite LAS
We underwrite the business, not just the trading volume.
Most traditional NBFCs and banks size an SME facility by how fast they could dump the shares on an exchange. On a stock that trades thinly, that mechanical arithmetic returns zero — and a profitable, high-return company gets declined for reasons unrelated to credit risk.
At LRSD Capital, we evaluate the core enterprise: earnings growth, sector leadership, promoter character, and cash generation. The exchange volume informs how we structure the facility, not whether we approve it.
Facility Specifications
Facility Ticket Size
₹2 Crore to ₹70 Crore
Loan-To-Value (LTV)
Securities: Up to 50% | Debt: Up to 90%
Turnaround Time
48 – 72 Hours to sanction & pledge
Eligible Collateral
BSE / NSE Mainboard & SME Listed / Unlisted Stocks
Tenure
6 Months to 36 Months
Repayment Structure
Bullet Principal / Tailored EMI / Moratorium
Disbursement Process Flow
Clear, transparent, and frictionless execution designed for fast-moving founders.
Initial Assessment & Term Sheet
Review promoter shareholding, company fundamentals, and capital requirements within 24 hours.
Pledge Creation & Legal Structuring
Seamless depository pledge (NSDL / CDSL) and straightforward loan facility documentation.
Rapid Fund Disbursement
Capital transferred directly to borrower account with transparent covenant covenants and monitoring.