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LRSD Capital
LRSD Capital
LRSD Capital

Customer Protection & Governance

Grievance Redressal Mechanism.

LRSD Capital Private Limited is committed to efficient, impartial, and transparent grievance resolution in full alignment with the Reserve Bank of India (RBI) guidelines.

Resolution Commitment

Every concern matters. We ensure structured logging, transparent investigation, and timely escalation across 5 defined resolution tiers.

Resolution Framework

5-Tier Grievance Redressal Architecture

Level 1Resolution within 7 Working Days

Initial Complaint Submission

Submit your query, feedback, or complaint through corporate office visit, email, or postal communication.

Corporate Office

Unit No. Silver 27/01 and 27/02 Wave One, Block L, Sector 18, Noida, UP - 201301 (Mon–Fri, 10 AM – 6 PM)

Postal Communication

LRSD Capital Private Limited, Corporate Office, Noida - 201301

Level 2Resolution within 7 Working Days

Escalation to Grievance Redressal Officer (GRO)

If unresolved within 7 days or if dissatisfied with Level 1 response, escalate directly to the designated GRO.

Mr. Rama Chandran Nair

Grievance Redressal Officer

Unit No. Silver 27/01 and 27/02 Wave One, Block L, Sector 18, Noida, Uttar Pradesh, 201301
Level 3Final Resolution within 30 Days

Escalation to Principal Nodal Officer (PNO)

If not satisfied with GRO resolution or if matter remains unresolved for 7 days under Level 2, escalate to the Principal Nodal Officer.

Mr. Lalit Dua

Principal Nodal Officer

Unit No. Silver 27/01 and 27/02 Wave One, Block L, Sector 18, Noida, Uttar Pradesh, 201301
Level 4Eligible after 30 days of initial lodging or upon rejection

RBI – Integrated Ombudsman Scheme, 2021

If the complaint remains unresolved within 30 days or the resolution is unsatisfactory, approach the RBI Ombudsman.

24x7 CMS Portal

https://cms.rbi.org.in

CRPC Email

crpc@rbi.org.in

CRPC Physical Submission

Centralised Receipt and Processing Centre (CRPC), 4th Floor, Reserve Bank of India, Sector-17, Central Vista, Chandigarh – 160017

Level 5Appeal within 30 Days of Ombudsman Award/Rejection

Right to Appeal & Alternate Dispute Resolution

Aggrieved parties may appeal before the Appellate Authority (Executive Director, Consumer Education & Protection Department, RBI) or approach judicial tribunals.

Appellate Authority

Executive Director, CEPD, Reserve Bank of India

Online Appeal

CMS Portal: https://cms.rbi.org.in

Mandatory Details Required

When lodging a complaint, please provide your **Loan Application Number** or **Loan Account Number** along with complete factual details. Anonymous complaints are not addressed.

Resolution Timelines

Initial resolution is targeted within 7 working days. If complex review requires additional time, the customer is formally intimated with an expected resolution date within the 30-day statutory limit.

RBI Integrated Ombudsman

Customers can file a complaint with the RBI Ombudsman under the Reserve Bank - Integrated Ombudsman Scheme, 2021 via **cms.rbi.org.in** after 30 days of initial submission.

Official Statutory Documents

Download Grievance Redressal Policies & Flowcharts

Access the official board-approved Grievance Redressal Mechanism document, the complete 5-level escalation flowchart, and Fair Practices Code.