Secured Asset Credit
Mortgage-Backed Loans & Structured Debt.
We underwrite the cash-flow waterfall, not just the collateral value. Last-mile developer and enterprise property financing structured around when the asset actually generates cash.
Collateral Cover
2.0x-3.0x
Ticket Range
₹5 Cr – ₹200 Cr
Repayment Framework
Escrow-Linked Cash Waterfall
Cash Flow Waterfall Approach
Aligning debt repayment with actual asset monetization.
Conventional mortgage lenders enforce rigid, immediate monthly amortization schedules that strain project liquidity during peak construction or leasing phases.
LRSD Capital structures drawdowns released against verifiable construction milestones, routes all sales collections through an escrow waterfall, and matches amortization with sales inflows.
Facility Parameters
Facility Quantum
₹5 Crore to ₹200 Crore
Security Cover
2.0x to 3.0x Residential / Prime Commercial / Industrial Assets
Tenure Range
12 Months to 36 Months
Disbursement Mechanism
Tranche-based against construction/sales milestones
Escrow Structure
Exclusive project sales/receivable cash-flow escrow waterfall
Moratorium
Flexible principal moratorium during active project execution
Eligible Collateral & Asset Classes
Clear title, unencumbered prime physical collateral backed by independent legal and technical due diligence.
Commercial Properties
Lease rental discounting (LRD), prime commercial office space, and retail asset mortgage debt.
Residential Real Estate
Last-mile completion bridge financing for reputed mid-market and luxury urban residential developments.
Industrial & Warehousing
Manufacturing facilities, industrial land parcels, logistics parks, and cold storage assets.